TamarindoConfidential

Investor overview

Residential financing abroad.

Tamarindo originates and services residential leases for U.S. residents, with an option to buy.

U.S. credit assessment. No tax returns or proof of income. Payments in U.S. dollars in the U.S.

Open the presentation Read the business model →

Proposed residential lease

35%Initial payment
65%Financed share

15% optional purchase payment at maturity

Percentages of original property price. The financing structure retains title during the lease; purchase is optional.See the lease structure →

Business model

The capital and servicing model.

Selected capital partners fund residential purchases. Tamarindo connects eligible U.S. consumers to those programmes and manages origination and servicing through a common platform.

  1. 01

    U.S. customer

    Applies with an SSN and established U.S. credit.

  2. 02

    Tamarindo

    Originates and services the residential lease.

  3. 03

    Selected capital partners

    Supply financing under agreed country-specific programmes.

  4. 04

    Customer’s choice

    Uses the residence during the lease; may buy by paying the residual and completing the transfer.

Who the product serves

U.S. residents with non-standard earnings, or a preference to keep income records private. Proposed eligibility includes an SSN and 780+ FICO; the operating policy must also address repayment capacity, identity and property checks.

How Tamarindo earns

Origination and servicing fees, agreed financing spread and liquidation surplus. Capital terms and the local ownership route are set for each programme; the Colombia appendix shows the current model.

Economics and calculation detail →

Country selection

How Tamarindo selects a market.

Ownership and enforceable customer rights come first. Financing permissions, tax, banking, currency exposure, entry cost and funded demand determine whether a market is viable.

These are candidate-market assessments, not completed launch approvals. Colombia is the proposed pilot.

Read the market-entry checklist →Colombia appendix →

Financial model · 2026-11-04

Portfolio growth and operating earnings.

Year-6 projections from the reviewed workbook. The forecast covers 72 project months, including 3 setup months.

$326.9MOutstanding principal
$17.9MRevenue excluding reimbursements
$8.7MEBITDA
48.8%EBITDA margin on net revenue
Open the forecast and calculations →

Proposed initial raise

$10M SAFE + $5M lease bridge

One campaign funds operations and the first leases, with separate SAFE and bridge rights. No funding is committed.

Review the funding plan →
Projection and return basis

FinanceCo’s 9.66% coupon is distinct from its 8.76% projected IRR. That IRR includes modelled Colombian tax and an earned equity incentive, before U.S. entity income tax. Tax reductions are modelling assumptions, not enacted-law conclusions. Geographic allocation is a planning assumption. Projections are not guarantees.

See the underlying sources and calculation basis

Investor materials

Read the detail behind the presentation.